Tokenized value layer for the IMEUS ecosystem family
IMEUS – Ecosystem Operating System MEDTIUM – Health Ecosystem OS BIZTIUM – Business & SME OS FINTXCH – Financial Intelligence & Transaction Cloud XO-I – Personal & Workforce Superlayer
Tokens • Value • Outcomes Incentives as part of the operating system

The tokenized value & incentive layer for IMEUS-native ecosystems.

TXKEN turns health, business and financial outcomes into programmable units of value. It lets governments, payers, banks, telcos and operators design incentives that are transparent, auditable and embedded directly into MEDTIUM, BIZTIUM, FINTXCH and XO-I.

Outcome & behavior-linked value
Governed, non-speculative token design
Multi-ecosystem, multi-program
FINTXCH settlement & IMEUS guardrails

TXKEN is not a speculative cryptocurrency. It is an infrastructure-grade incentive layer for real-world health, business and financial ecosystems governed by IMEUS and FINTXCH.

Why TXKEN

Ecosystems move where incentives point. TXKEN makes those incentives explicit and programmable.

Health, SME and financial ecosystems already rely on incentives: subsidies, discounts, bonuses, grants, loyalty points, risk-based pricing and more. Most are scattered, opaque and hard to govern. TXKEN brings them into a shared, programmable layer.

In TXKEN, value is expressed as units linked to behaviors and outcomes – not as free-floating tokens. Programs are purpose-bound (“screening credits”, “compliance tokens”, “care quality units”), governed by IMEUS and settled through FINTXCH rails.

Pillar I

Outcome & Behavior-linked Design

Every TXKEN program starts from a clearly defined outcome or behavior: get screened, adhere to treatment, file taxes on time, pay suppliers fairly, invest in resilience. Tokens represent and reward those actions.

Pillar II

Governed, Non-speculative Tokens

TXKEN is explicitly designed for public-good and ecosystem incentives – not speculative trading. Programs define issuance, redemption, life-span, eligibility and governance structure up front.

Pillar III

Embedded in Real-world Flows

TXKEN programs are embedded into MEDTIUM pathways, BIZTIUM business journeys and FINTXCH financial rails; citizens and professionals experience them through XO-I workspaces, not separate “token apps”.

Program Types

A vocabulary of tokenized programs for ecosystems.

TXKEN provides archetypes for health, business and financial value programs that can be adapted to each country, region or network – with clear guardrails.

Each TXKEN program is defined by: purpose, eligible actors, issuance rules, redemption mechanisms, and governance. IMEUS and FINTXCH enforce those rules; XO-I surfaces them to humans and agents.
Health Ecosystems

Preventive & Adherence Credits

Credits for screenings, vaccinations, chronic-care adherence and community health actions, linked to MEDTIUM pathways and redeemable for services or financial value.

SME & Business

Compliance & Formalisation Tokens

Tokens issued for compliant invoicing, timely tax filings, fair employment practices and verified ESG behaviors within BIZTIUM business journeys.

Financial Systems

Liquidity & Stability Units

Units awarded to actors who contribute to payment reliability, counterparty transparency and shock resilience – measured via FINTXCH transaction data.

People & Workforce

Learning & Skill Badges

Tokenized credentials for completed training, new skills and excellence in service – visible in XO-I workspaces and convertible into opportunities or benefits.

Public Policy

Outcome Units & Social Credits

Units representing health, SME or climate outcomes at scale, used to structure PPP arrangements, donor programs and sovereign impact reporting.

Networks & Platforms

Ecosystem Participation Tokens

Incentives for early adopters, integrators and ecosystem builders who expand useful capacity – with vesting and clawback rules for long-term alignment.

Capital & PPP

Co-investment & Risk-sharing Instruments

Structured TXKEN programs that represent claims on future ecosystem cashflows, tied to measurable improvements and governed in partnership with public institutions.

Custom

Domain-specific TXKEN Programs

Tailor programs for agriculture, education, climate, logistics – wherever ecosystems need transparent, programmable incentives.

Value Stack

From policy intent to tokenized value and settlement.

TXKEN sits between IMEUS policy models and FINTXCH financial rails – with XO-I and domain ecosystems providing the human and institutional touchpoints.

Layer 1

Intent & Policy Design

Ecosystem stewards (ministries, regulators, boards, investors) define desired behaviors and outcomes: what should increase or decrease, who is involved and what constraints apply.

Outcome definitions Policy & program rules Stakeholder mapping
Layer 2

TXKEN Program Modeling

TXKEN expresses programs as machine-readable contracts: issuance, earning conditions, transfer rules, expiry, redemption routes and governance bodies – validated within IMEUS.

Program schemas Eligibility & earning logic Governance configuration
Layer 3

Signal & Event Integration

MEDTIUM, BIZTIUM and other ecosystems send events (screening done, invoice paid, training completed) into TXKEN, which computes token issuance and updates ledgers in real time.

Event streams from ecosystems Agent-assisted verification Fraud & abuse checks
Layer 4

Settlement & Redemption

FINTXCH provides financial settlement rails; XO-I and domain apps provide the redemption experiences (discounts, payments, services, privileges) aligned with program intent.

FINTXCH settlement rails Redemption catalogs Cross-program analytics
Use Cases

Where TXKEN makes ecosystems more investable and fair.

TXKEN is relevant wherever value needs to be shared more intelligently between citizens, providers, SMEs, platforms and capital.

Health

National Preventive Health Programs

  • Credits for screenings, vaccinations and follow-up visits.
  • Provider-side incentives tied to quality and access metrics.
  • Transparent outcome reporting for ministries and donors.
SME & Tax

SME Formalisation & Compliance

  • Tokens for registering, invoicing and filing on time.
  • Reward curves designed with tax authorities & banks.
  • Pathways from tokens to better credit and opportunities.
Finance & PPP

Impact-linked PPP & Co-investment

  • Outcome units representing measurable ecosystem improvements.
  • Co-investment structures with shared upside and downside.
  • Alignment between sovereign funds, banks and operators.
Workforce & Citizens

Workforce, Citizen & Community Programs

  • Tokens for upskilling, community leadership and pro-social actions.
  • Benefits delivered through XO-I and ecosystem apps.
  • Analytics showing which programs truly move the needle.
Architecture

How TXKEN plugs into IMEUS, MEDTIUM, BIZTIUM, FINTXCH & XO-I.

TXKEN is specified as part of the IMEUS EcoOS reference architecture – not a bolt-on. It’s architected to respect sovereign constraints and multi-institution governance.

Stage 1

Program Discovery & Design

Work with ecosystem stewards to identify where incentives are needed, what data is available and which actors must be involved.

Stage 2

TXKEN Blueprint & Governance

Model TXKEN programs, governance bodies and guardrails; align legal, regulatory and financial structures with IMEUS and FINTXCH principles.

Stage 3

Integration & Pilot

Integrate with MEDTIUM, BIZTIUM, FINTXCH and XO-I; run pilots on limited cohorts; refine issuance, redemption and communication patterns.

Stage 4

Scale & Portfolio Management

Scale successful programs, sunset weak ones, and manage a portfolio of TXKEN programs across sectors – with continuous monitoring and agentic support.

Turn your ecosystem’s incentives into a shared, programmable layer.

TXKEN pilots are being co-designed with governments, payers, banks, telcos, donors and operators who want to move from ad-hoc incentives to a unified, governed incentive OS.